Designing a Portfolio ~

Successful Money Management
The Process

What are your greatest concerns?

• Having enough income during retirement?
• Helping with the educational expenses of your children or grandchildren?
• Taking care of an elderly parent?
• Leaving a financial legacy for the benefit of your heirs or a church or charity?

Whatever your concern is it should be quantified in terms of when it must be met and what amount is required. That determines where you are going.

Where Are You Going?
"If you don’t know where you’re going you’ll probably wind up someplace else."

Know where you are, what assets and liabilities you have, and what your income and expenses are today. Sound like a net worth statement and a budget? You bet it does, because knowing where you are now is key to determining what it will take to meet your goals.

Are you behind target, on target, or ahead of target in reaching your goals? That becomes obvious by comparing where you are now with where you want to be. Examine the difference and determine whether you need to invest additional funds. If so, what rate and frequency are required to reach your goals.

What is it going to take to reach your goals?

Compare where you are now financially with where you want to be at your targeted date. Next, determine the rate of return you must earn on your current assets to reach your goal by your targeted date.

What investments, alone or in combination, have historically provided the rate of return you require?

Want help with the analysis?

We would be glad to help you determine where you are relative to where you want to go and what it will take to get there. Click here for our free Financial Analysis. We will perform the analysis for you personally and confidentially and return it to you.

Here is what we will do for you:

• Call or E-mail to confirm receipt of your information and to ask any questions that may be necessary to make certain we fully understand your concerns.
• Establish the rate of return required to meet your goals.
• Determine the proper asset mix.
• Provide a narrative discussing the associated risks.

Please Note: We do not sell investment or insurance products and have no vested interest in any financial products. If upon completion of the analysis we feel that our services are appropriate for your consideration we will provide you information about Saint Louis Investment Advisors. Although there is no charge for this service it is designed for serious investors and is not suitable for short term traders, speculators, or the idly curious.